Catalogue Plevin PPI Claim
IT'S NOT THE END OF PPI
You can still claim back PPI Commission after the Deadline
PPI has been the biggest financial mis-selling scandal in the world, in which a staggering £38 billion was given back to consumers for mis-sold PPI in compensation by banks & finance providers before the 2019 PPI deadline. However, even after this the PPI scandal is far from over!
The good news is that you can still make new PPI Claims under a new ruling but this time its for undisclosed high commission. This type of PPI claim is separate to the PPI redress scheme that ended in 2019 and is based on the amount of commission you were charged on your PPI policy.
Potter v Canada Square - Latest ruling April 2021
The case of Canada Square Operations Limited v Beverley Potter [2020] brought a degree of clarity to the issue of limitation points in Plevin Litigation. This was judgement was welcomed by law firms, claims management companies and claimants alike as it strengthened the claimants’ argument that these claims should not have a limitation period applied to them due to the deliberate concealment of PPI commission levels. This meant that the claims are no longer confined to a six-year limitation period.
You can make a Plevin PPI commission claim if:
You've never previously complained to about your PPI policy, or
You tried to make a PPI claim before August 2019 but failed due to lack of records, or
Your PPI complaint was previously rejected with no compensation awarded, or
If over 50% of your our PPI premiums were paid in commission but this was not disclosed to you.
Start a FREE Plevin PPI Check for undisclosed commission claim with MoneyPlus Legal.
What Is Catalogue PPI?
It is well known that Payment Protection Insurance (PPI) was added to and sold with credit cards and loans. However, it was also added to many catalogue and mail order accounts, sometimes without the customers consent or knowledge.
The purpose of the PPI was to cover repayments on the account if the customer’s financial situation changed and they could no longer meet the repayments due to illness, accident or unemployment.
What wouldn’t have been explained to customers is the insurance only pays out for a maximum of 12 months, but the number of exclusions could be a bar to claiming on the policy regardless of the how long you were paying the premiums.
Were you one of the many millions of people who had a catalogue from the 1980s to the early 2000’s? If so, you may be eligible to make a Plevin claim.
Don’t Recall Which Catalogues You Used?
Over time people tend to use a variety of catalogues and mail order companies. Trying to remember the different ones can be difficult.
If you still have any paperwork or documentation, that can help to establish if any PPI was added to your account. If this isn’t the case, we can help to identify previous lenders.
Catalogue Retailers - Who Owns Who?
Many of the most popular UK catalogue and mail order providers have been found to have added PPI to customer accounts.
If you had a catalogue account from the 1980s to 2000s, you may be entitled to claim PPI compensation. Please see the list below of catalogue companies who sold and added PPI to customer accounts:
Shop Direct:
Shop Direct has the largest mail order and catalogues brands portfolio in the UK. Therefore, they are also responsible for PPI sales and complaints for the following well-known names:
- Abound
- Additions Direct
- Choice
- Great Universal
- Isme
- K&Co
- Kays
- Littlewoods
- Marshall Ward
- Very
- Woolworths
JD Williams Catalogue:
JD Williams is owned by the N Brown Group PLC and forms part of their ‘power brands’ along with Jacamo and Simply Be.
N Brown Group have a secondary set of brands that cater for more traditional tastes:
- Ambrose Wilson
- Fashion World
- Figleaves
- High & Mighty
- House of Bath
- Jacamo
- Julipa
- Marisota
- Oxendales
- Premier Man
- Simply Be
Grattan Catalogue:
Also, part of the Otto Group, Grattan are responsible for PPI sales and complaints for the following well-known names:
- Grattan
- Grattan Direct
- Kaleidoscope
- Look Again
- Look Again Direct
- New Look Again
- Oli
Freemans Catalogue:
Part of the Otto Group, Freemans are responsible for PPI sales and complaints for the following well-known names:
- Bon Prix
- Clearance 365
- Curvissa
- Freemans
- Freemans Direct
- Montage
- Swimwear 365
- Witt Wieden
How was Catalogue PPI Charged?
Catalogue PPI is usually charged for on a monthly basis. The charge for PPI is made up of three components to make up the total cost. The three components are:
- Percentage – the PPI premium is worked out based on how much you have outstanding on your catalogue account each month. It is known that the amount charged by catalogue lenders is much higher than credit card and store card providers. A typical charge can be up to £2.00 for PPI on every £100 that is outstanding each month on a catalogue account.
- Interest – once the monthly premium has been calculated, interest is then added to the monthly premium. The rate of interest will be same that the company charge for outstanding balances.
- Charges – if a catalogue account has PPI charges and a payment is missed, the penalty charges are far higher than normal, leaving the account holder in a worse debt position than before.
Despite paying or being charged the monthly PPI premium, customers were not made aware that amount covered was only 10% of the outstanding balance.
Ready To Get Started?
To find out if you're eligible to make a commission claim start your FREE Plevin PPI check with MoneyPlus Legal. We'll check your finance agreement(s) & associated PPI policies to establish if you have a valid claim against your bank or finance provider under the new ruling.
MoneyPlus Legal Plevin PPI Service:
- 100% free - No obligation Plevin PPI check
- Operates on a No-Win, No Fee Basis*
- Require No Upfront Fees
- Fully Regulated by the SRA
How we can help with your Catalogue Plevin PPI Claim
MoneyPlus Legal is a Plevin PPI Claims specialist, whose core focus is on helping consumers who were sold PPI to use all available and possible options to obtain a legal remedy for compensation of undisclosed & high commission from the finance provider.
If you’re unsure whether you are eligible to make a claim under the Plevin ruling please don't worry as MoneyPlus Legal will always conduct a full review of all your PPI credit agreement(s) to establish whether there is a case for unfair relationship.
MoneyPlus legal will use their specialist 'Plevin' PPI claims experience to investigate, negotiate and settle any claim as quickly as possible. Our Plevin PPI Check and claim service is simple and completed on a no win no fee basis* and you will be kept informed throughout the claim process.
The Plevin Claims Process
Step 1
Start Your Free
Plevin PPI Check
MoneyPlus Legal will call you to discuss your potential claim, confirm some details & explain the next steps to progress your claim.
Step 2
Sign & Return Our Pre-Filled Forms
MoneyPlus Legal will send out a claim pack with letter of authority to sign & return back so they can start your Plevin PPI check.
Step 3
Your Plevin Claim Eligibility Checked
MoneyPlus Legal will contact the lender(s) to ascertain how much commission was charged on your PPI policy & eligibility for a refund.
Start a FREE Plevin PPI Check for undisclosed commission claim with MoneyPlus Legal.
Catalogue providers Who Sold PPI:
The following catalogue companies may have sold PPI to you. Please note that this is not an exhaustive list of catalogue and mail order providers but lists the main ones.
Ace Gifts & Cards Catalogue Plevin Plevin PPI Claim
Ambrose Wilson Catalogue Plevin Plevin PPI Claim
Choice Catalogue Plevin Plevin PPI Claim
CrazyClearance Catalogue Plevin Plevin PPI Claim
Daxon Catalogue Plevin PPI Claim
Definitions Catalogue Plevin PPI Claim
Empire Stores Catalogue Plevin PPI Claim
Fashion World Catalogue Plevin PPI Claim
Fifty Plus Catalogue Plevin PPI Claim
Figleaves Catalogue Plevin PPI Claim
Freemans Catalogue Plevin PPI Claim
GoodSouls Catalogue Plevin PPI Claim
Grattan Catalogue Plevin PPI Claim
Gray & Osbourn Catalogue Plevin PPI Claim
Great Universal Stores Catalogue Plevin PPI Claim
High and Mighty Catalogue Plevin PPI Claim
Home Essentials Catalogue Plevin PPI Claim
House Of Bath Catalogue Plevin PPI Claim
Index Catalogue Plevin PPI Claim
Isme Catalogue Plevin PPI Claim
Jacamo Catalogue Plevin PPI Claim
Julipa (ex Heather Valley) Catalogue Plevin PPI Claim
Kaleidoscope Catalogue Plevin PPI Claim
Kays Catalogue Plevin PPI Claim
Ladybird Catalogue Plevin PPI Claim
Littlewoods Catalogue Plevin PPI Claim
Look Again Catalogue Plevin PPI Claim
Love Label Catalogue Plevin PPI Claim
Marisota Catalogue Plevin PPI Claim
Marshall Ward Catalogue Plevin PPI Claim
Next Directory Catalogue Plevin PPI Claim
Oli Catalogue Plevin PPI Claim
Oxendales Catalogue Plevin PPI Claim
Premier Man Catalogue Plevin PPI Claim
Savoir Catalogue Plevin PPI Claim
Shapely Figures Catalogue Plevin PPI Claim
Shoe Tailor Catalogue Plevin PPI Claim
Simply Be Catalogue Plevin PPI Claim
Simply Yours Catalogue Plevin PPI Claim
So Fabulous Catalogue Plevin PPI Claim
South Catalogue Plevin PPI Claim
Studio Catalogue Plevin PPI Claim
The Brilliant Gift Shop Catalogue Plevin PPI Claim
The Value Catalogue Plevin PPI Claim
The X Catalogue Store Plevin PPI Claim
Very Catalogue Plevin PPI Claim
VivaLaDiva.com Catalogue Plevin PPI Claim
Woolworths Catalogue Plevin PPI Claim
