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FREE CATALOGUE PPI CHECK**

PPI CLAIMS DEADLINE
29th Aug 2019

Empire Stores Catalogue PPI

empire-stores-catalogue-ppi-claims
Did you have PPI on your Empire Stores Catalogue?

YOU COULD BE OWED £1,000s IN PPI COMPENSATION ON YOUR EMPIRE STORES ACCOUNT


Empire Stores has ceased trading independently, having been merged with other members of the UK Shop Direct Group.

Empire Stores Catalogue Credit Accounts

As with the vast majority of catalogues, Empire Stores offers a credit account to pay for purchases. These accounts are subject to credit checks and enable you to pay for purchases over an extended period of time.

PPI was often added onto these credit accounts and may have been mis-sold to you. It’s possible that PPI wasn’t appropriate for your circumstances or you may not have been told that it was added.

If this was the case then you may be entitled to make a claim for compensation.

Empire Stores PPI Claim

Before making a claim for mis-sold PPI, find out if your Empire Stores catalogue account had PPI attached to it. This applies to both the online catalogue facility and the more traditional paper catalogue.

Many did not carefully read the small print of the account terms and conditions, and PPI was often included to accounts without being brought to the customer’s attention. It was also often added as an afterthought, and you may have received a letter telling you that the product had been added to the account.

Grounds on Which PPI May Have Been Mis-sold by Empire Stores

  • You were not made aware by Empire Stores that you were being sold PPI on your account.
  • You were told by Empire Stores that having the PPI policy was compulsory requirement.
  • Empire Stores did not check if you had any exclusions that would make it impossible to make a claim on the PPI policy?
  • You were led to believe by Empire Stores that you needed to buy PPI from them to be accepted for the catalogue account.
  • Empire Stores didn’t check to see if you already had this type of insurance cover through your employer or another policy.
  • You believed Empire Stores sold you the wrong insurance product.
  • Empire Stores did not check your employment status to ensure you were not self-employed, unemployed or retired as PPI does not cover these.
  • Empire Stores didn’t check if you had any pre-existing medical conditions before selling you the cover.
  • Empire Stores has already been fined and or is facing PPI queries.

What Do I need to Start My PPI Claim with Empire Stores?

Start by finding your paperwork with evidence of mis-sold PPI. You will need this to make a claim. If you no longer have the paperwork, don’t worry we can find out if you had PPI on this or on any previous finance products and/or accounts.

If you notice that your account had PPI attached to it, think back to when it was sold to you. Can you remember when or why you agreed to it? Were you informed that it would be added?

If you can’t remember please don’t worry, we can check if you had PPI with Empire Stores catalogue for free.

How to start your PPI claim with Empire Stores?

To get your PPI claim underway we’d like to discuss the details of your case with you, so your complaint can be lodged with Empire Stores on your behalf as quickly as possible.

  • To start your PPI claim we first need to establish if you had PPI on your Empire Stores catalogue account. To start your Free PPI check with Empire Stores complete our online form with your contact details.

How Far Back Can I Claim PPI?

What If my PPI Claim Has Already Been Rejected by Empire Stores?

If you have raised a previous PPI complaint with Empire Stores which was not upheld, you are now be entitled to raise a further complaint relating only to the commission charged under the new Plevin ruling on your PPI policy, please complete our online High Commission PPI Check check.

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Complete our simple enquiry form and Start a FREE PPI Check** Today.

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Customer Reviews

Other Providers Facing PPI Claims

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector & Healthcare Workers

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

CONTACT • CHECK • RECLAIM PPI

New PPI Claim Rule

You can now complain about commission earned by a provider

You can now make a new type of complaint about the commission a provider earned from the sale of PPI, even if you had a previous complaint about mis-selling PPI was rejected.

Rejected PPI claims can be now be re-opened on a New Legal Ruling

Don't Give Up On What You Could Be Owed Claim Against Undisclosed Commission Rates We Can Re-Open Your Claim‎

Claim back any undisclosed commissions over 50% plus interest