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29th Aug 2019

Studio Catalogue PPI


Studio is a UK mail order catalogue business operated by Express Gifts. It was founded in 1962 and has traditionally been a Christmas catalogue, but now offers a wide range of goods year-round.

Studio Catalogue Credit Accounts

As with the vast majority of catalogues, Studio offers a credit account to pay for purchases. These accounts are subject to credit checks and enable you to pay for purchases over an extended period of time.

PPI was often added onto these credit accounts and may have been mis-sold to you. It’s possible that PPI wasn’t appropriate for your circumstances or you may not have been told that it was added.

If this was the case then you may be entitled to make a claim for compensation.

Studio PPI Claim

Before making a claim for mis-sold PPI, find out if your Studio catalogue account had PPI attached to it. This applies to both the online catalogue facility and the more traditional paper catalogue.

Many did not carefully read the small print of the account terms and conditions, and PPI was often included to accounts without being brought to the customer’s attention. It was also often added as an afterthought, and you may have received a letter telling you that the product had been added to the account.

Grounds on Which PPI May Have Been Mis-sold by Studio

  • You were not made aware by Studio that you were being sold PPI on your account.
  • You were told by Studio that having the PPI policy was compulsory requirement.
  • Studio did not check if you had any exclusions that would make it impossible to make a claim on the PPI policy?
  • You were led to believe by Studio that you needed to buy PPI from them to be accepted for the catalogue account.
  • Studio didn’t check to see if you already had this type of insurance cover through your employer or another policy.
  • You believed Studio sold you the wrong insurance product.
  • Studio did not check your employment status to ensure you were not self-employed, unemployed or retired as PPI does not cover these.
  • Studio didn’t check if you had any pre-existing medical conditions before selling you the cover.
  • Studio has already been fined and or is facing PPI queries.

What Should I Do to Start My Studio PPI Claim?

Start by finding your paperwork with evidence of mis-sold PPI. You will need this to make a claim. If you no longer have the paperwork, don’t worry – at PPIClaims.com we can find out if you bought PPI on any previous products or accounts.

If you notice that your account had PPI attached to it, think back to when it was sold to you. Can you remember when or why you agreed to it? Were you informed that it would be added?

If you can’t remember please don’t worry, we can check if you had PPI with Studio for free.

How Do I Start My Studio PPI Claim With PPIClaims.com?

We’d like to discuss the details of your case with you, so your complaint can be lodged with Studio as quickly as possible.

  1. Start your Free PPI check process by using our online form. Completing the required information will help to establish if you have held a policy with Studio; or
  2. Call our dedicated number for PPI claims on 0333 443 9158; or
  3. Complete our online claim form to start your claim.

What If My PPI Claim Has Already Been Rejected Studio?

If you have raised a previous PPI complaint with Studio which was not upheld, and you wish to raise a further complaint relating only to the commission charged under the Plevin ruling on your PPI policy, please complete our online PPI Commission refund form.

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Customer Reviews

Other Providers Facing PPI Claims

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector & Healthcare Workers

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.


Were You Pressured Into Taking Out PPI with your Loan, Credit Card or Mortgage?

You Could be Due a PPI Refund!

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