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FREE CREDIT CARD PPI CHECK**

PPI CLAIMS DEADLINE
29th Aug 2019

M&S Bank Credit Card PPI Claim

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Did you have PPI with your M&S Bank Credit Card?

YOU COULD BE OWED £1,000s IN PPI COMPENSATION ON YOUR M&S Bank CREDIT CARD ACCOUNT


People who use credit cards can find themselves in situations where they cannot repay what is owed, so end up in debt. For this reason customers would want something like payment protection insurance (PPI) to protect their repayments.

The PPI would be payable as a monthly fee on top of the charges the customers pays each month.

PPI can be a useful product if sold in the right way, however, lenders took advantage of the situation and mis-sold the policy purely for boosting their profits.

M&S Bank Credit Card Accounts & PPI

If you were one of the approximately 10 million people who took out a credit card with PPI between 1988 and 2011, you need to check if you were mis-sold the PPI.

Customers who signed up to a credit card with M&S Bank also had PPI available to them but if the PPI was mis-sold, then compensation may be due.

However, there is a deadline from the Financial Conduct Authority of 29 August 2019. If you have a mis-selling claim with M&S Bank about how PPI was sold to you, it must be received by M&S Bank on or by 29 August 2019.

M&S Bank credit cards were sold as a convenient line of credit for customers who could not or did not want to pay in full in one transaction.

Generally, many retailers made a profit on shoppers who failed to pay off the balance on the card each month, when outstanding balances would attract interest charges.

Grounds on Which Credit Card PPI May Have Been Mis-Sold By M&S Bank

Many people took out PPI cover with their credit cards believing it boosted their likelihood of being accepted, or that the policy was a necessity. There are a number of ways in which PPI may have been mis-sold.

Read the questions below, if your answer to any of them is ‘No’, you may have been mis-sold PPI by M&S Bank

  • Were you aware M&S Bank sales staff had included PPI with the credit card?
  • Did M&S Bank advise you not to take out PPI because you were unemployed, retired or a student at the time?
  • Were any enquiries made by M&S Bank to establish if your employer provides full sick pay?
  • Did M&S Bank establish if you already had PPI insurance or the equivalent in place?
  • Was it explained to you by M&S Bank sales staff that the PPI was an optional extra and that it had no bearing on your chances of getting a credit card?
  • Was everything involved with the PPI explained properly to you by M&S Bank,for example did you receive a full cost breakdown?
  • Were the PPI policy exclusions explained to you by M&S?

What Do I need to Start a PPI claim with M&S?

Start by finding your paperwork from M&S Bank with evidence of mis-sold PPI. You will need this to make a claim. If you no longer have the paperwork, don’t worry, at PPIClaims.com we can find out if you bought PPI on any previous products or accounts.

If you notice that your account had PPI attached to it, think back to when it was sold to you. Can you remember:

  • When or why you agreed to it?
  • If you were informed that it would be added?

If you can’t remember please don’t worry, we can check if you had PPI with M&S Bank for free.

How to start your PPI Claim with M&S Bank?

To get your PPI claim underway we’d like to discuss the details of your case with you, so your complaint can be lodged with the M&S Bank on your behalf as quickly as possible.

  • In order to start your PPI claim we first need to establish if you had PPI on your M&S credit card. To start your Free PPI check with M&S complete our online form with your contact details.

How Far Back Can I Claim PPI?

What If my PPI Claim Has Already Been Rejected by M&S Bank?

If you have raised a previous PPI complaint with M&S Bank which was not upheld, you are now be entitled to raise a further complaint relating only to the commission charged under the Plevin ruling on your PPI policy, please complete our online PPI High Commission refund form.

credit card companies who are facing Mis-sold PPI queries:

American Express Credit Card PPI Claim

Aqua Credit Card PPI Claim

Bank of Scotland Credit Card PPI Claim

Barclaycard Credit Card PPI Claim

Capital One Credit Card PPI Claim

Clydesdale Bank Credit Card PPI Claim

Halifax Credit Card PPI Claim

HSBC Credit Card PPI Claim

Lloyds Credit Card PPI Claim

MBNA Ltd Credit Card PPI Claim

Nationwide Credit Card PPI Claim

NatWest Credit Card PPI Claim

Nuba Credit Card PPI Claim

Ocean Finance Credit Card PPI Claim

Post Office Credit Card PPI Claim

Royal Bank of Scotland Credit Card PPI Claim

Santander Credit Card PPI Claim

Sainsbury’s Credit Card PPI Claim

Tesco Credit Card PPI Claim

The AA Credit Card PPI Claim

TSB Credit Card PPI Claim

Vanquis Credit Card PPI Claim

Virgin Money Credit Card PPI Claim

Yorkshire Bank Credit Card PPI Claim


Did you have a Credit Card with Barclaycard, LLoyds, RBS, Yorkshire Bank, HBOS, MBNA, Halifax or Other Lender between 1988 - 2014 ?

You may been Mis-sold PPI
Find out if you have PPI to Reclaim

Get a FREE PPI Check** Don't Miss the PPI Deadline No Cold Calling Guarantee £Billions Remain Unclaimed! GET A FREE PPI CHECK** TODAY

Important Information


Your PPI Claim starts with a Free PPI Check service.
Our PPI Claim fee of 20% + VAT (so 24% of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny.

You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

CONTACT • CHECK • RECLAIM PPI

Were You Pressured Into Taking Out PPI with your Loan, Credit Card or Mortgage?

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Our Fees

Your PPI Claim starts with a Free PPI Check service. Our PPI Claim fee of 20% + VAT (so 24%° of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny