When a family member dies, the next of kin is left to sort out and finalise the deceased’s estate and finances. This includes any debts that are outstanding. Many parents and spouses opt to take out insurance policies such as PPI to protect their family from a debt burden if they were to pass away.
As it has been established, PPI mis-selling started over 30 years ago. It is likely that many people who were mis-sold PPI on their credit cards, loans or mortgages have since passed away.
If you are an executor of a deceased’s estate or are named as next of kin (NOK), you can claim for PPI on their behalf. To do this first gather all the necessary paperwork to do with finance agreements. Next, obtain proof of your authority to act as executor or NOK on behalf of the deceased. Then contact the relevant bank or lender the deceased had PPI to make a complaint.