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PPI CLAIMS DEADLINE
29th Aug 2019

HOW FAR BACK YOU CAN CLAIM PPI?

how-far-back-can-I-claim-ppi

BANKS & OTHER FINANCIAL PROVIDERS BEGAN SELLING PPI IN THE 1980's

UP TO 64 million PPI policies have been sold in the UK mostly between 1990 and 2010.

There is no time limit on how far back you can PPI. Millions have already reclaimed Mis-sold PPI on Loans, Credit Cards, Mortgages,Car Finance, Store Cards, Overdrafts & even Catalogue Accounts as far back as 30 Years.  Since 2011 more than £32bn has been repaid in compensation to people who complained about the sale of PPI and a further £12bn still remains unclaimed from banks & other finance providers. However, you must submit your claim before the PPI deadline 29th Aug 2019 so don't delay start your FREE PPI Check today!

START YOUR FREE PPI CHECK HERE

There's no time limit on how far back you can make a claim. It also doesn't matter if you are no longer a customer of the particular bank or other finance provider or if you have already paid and settled your loan, credit card, mortgage, car finance or store card.

You can still make a PPI compliant even if your bank or other finance provider has been taken over as the new owner will be liable for any debts carried over from the old provider.

The first thing you’ll need to do is check whether there was a PPI policy attached and  then make a claim. If you believe you have been mis-sold PPI or unsure if you had this on any of your loans, credit cards, mortgage, store cards, car finance or catalogue account you only have until 29th August 2019 to submit your complaint to the lender, or you will be unable to recover any money that maybe rightfully yours..

DON'T MISS THE PPI CLAIMS DEADLINE

IMPORTANT NOTICE!

WE ARE NO LONGER ACCEPTING NEW PPI CLAIMS!

Due to the proximity of the PPI deadline, we are no longer accepting any new PPI claims to allow us to process existing PPI Claim enquiries

Please be assured, if you have already enquired about a PPI Claim with Money Management Team Limited we are processing your enquiry and will update you as your claim progresses. If you need an update in the meantime, please contact us.

You can pursue your own claim direct to the firm to obtain a refund. You can do this for yourself at no cost and then use the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) which are both FREE.

Dont Miss the 29th Aug 2019 PPI Deadline!

£Millions Remain Unclaimed!

What Do I Need To Start My PPI claim?

Start by finding any paperwork with evidence of PPI premiums paid as this will make things easier. However, if you no longer have the paperwork, don’t worry, we can still find out if you bought PPI on any previous products or accounts.

If you do notice any PPI attached to financial statements think back to when it was sold to you. Can you remember:

  • When or why you agreed to it?
  • If you were informed that it would be added?

If you can’t remember please don’t worry, we can check if you had PPI with most banks and other finance providers for free. All we need are your contact details and current and previous addresses.

What happens After I Start My PPI Check?

1. We call you to start your PPI Check & Complete Forms

For us to proceed with your FREE PPI Check**, we will need to speak with you to confirm some details, including your FULL NAME, DATE OF BIRTH, and ADDRESS DETAILS (CURRENT AND PREVIOUS). We will also discuss which lenders we can investigate for you.

Once we have set up your PPI Check, we will post forms out for you to read, sign and return to us. You can call us on 01925 552 923 if you notice any details need changing.

2. You Sign, Date Documents & FREEPOST Back to Us

Sign and date the forms and return to us in the free post envelope provided – no stamp required!

3. Your PPI Check(s) are Registered with Lender(s)

We register your PPI check with your lender.

On average, a response will be issued within 6 weeks from your PPI information check being sent to your lender, although timeframes vary dependent upon the lender.

4. The Lender(s) Locate & Verify Account Information

If your lender cannot locate you or requires verification in order to release details, we will be in contact to obtain some further details of you in order for us to return them to complete the check.

5. Account(s) & PPI Status Confirmed by Lender(s)

Once you have been located/verified, your lender will return to us with confirmation of all accounts you have held with them for as far back as their records go. They will also confirm the PPI status of each account.

6. PPI Check Outcome(s) & Options Are Discussed With You

  • If you have not paid PPI, we will contact you to advise you of the same.
  • If your lender is unable to confirm whether PPI is on a particular account – we will contact you to advise you of your options moving forward on the possibility of presenting your claim for your refund.
  • If PPI is located on your account – we will again contact you to advise you of your options moving forward on presenting your claim for a refund.

  • A Special Note For Multiple PPI Checks

    If you have multiple checks with us for multiple lenders, the time-frames of responses from lenders may vary, however, we will always ensure that we advise you of which lender correspondence refers to and be available for support and guidance throughout this process on 01925 552 923, should you so require.

    New Basis for Making a PPI complaint

    There is also a new reason to complain, about commission earned by a provider without telling you, following a court case known as ‘Plevin’. The new rule is around the commission a bank or other finance provider earned from the sale of PPI, following a court case often called ‘Plevin’. The new rule means you can also:
    • complain even if PPI was not mis-sold to you
    • complain even if you had a previous complaint about mis-selling of PPI rejected

    Banks & Finance Providers Facing PPI Claims

    Yorkshire Bank
    Lloyds TSB Bank
    TSB Bank
    Royal Bank of Scotland
    Virgin Money
    Natwest Bank
    Bank of Scotland
    Bank of America
    Clydesdale Bank
    Halifax
    Co-op Bank
    Barclays
    Nationwide
    Lloyds Bank
    HSBC