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FREE MORTGAGE PPI CHECK**

PPI CLAIMS DEADLINE - 29th Aug 2019


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Mortgage Payment Protection Claims (MPPI)

ppi-on-mortgages


Reclaiming mis-sold PPI on mortgages

Over the last couple of decades, lenders have sold mortgage payment protection insurance (MPPI) to a large number of people. The policy would help safeguard your mortgage repayments if you became unemployed, or were out of work due to an accident or sickness.

However, MPPI was mis-sold to a number of people, with many not knowing they had the policy.

How was PPI mis-sold with mortgages?

There are a number of ways in which PPI was mis-sold. Lots of people took out PPI cover with their mortgages believing that it boosted their likelihood of being accepted, or that the policy was a necessity, and there are other ways it may have been mis-sold:

  • Quite simply, were you aware you had the insurance policy added to your mortgage? If you had no idea you had it then you may have been mis-sold.
  • If you were unemployed, retired or a student when MPPI was sold to you, then you might not have been able to ever claim on the policy, so it could have been mis-sold.
  • If the policy costs weren’t listed separately to the mortgage advance, then you may have been mis-sold, because the seller was required to list the costs separately.
  • Were you provided with information about alternative policies? If not, then you may have been mis-sold, because you may have been able to get cheaper cover elsewhere.
  • Were you informed about any exclusions? For example, if you had a pre-existing medical condition, that may have voided the cover and therefore could be classed as you being mis-sold.
  • Did you know that MPPI was optional, not compulsory? If the seller told you it was required in order to receive the mortgage, or you felt pressured in any way to get MPPI, then you might have been mis-sold.
  • Did the seller check whether you already had other policies in place? You might have been fully covered already and so you may have been mis-sold if they failed to check.
  • Did your employer provide full sick pay? If so, then you would have still been able to pay your mortgage payments and therefore MPPI was unnecessary.

How much can I reclaim?

The amount you can reclaim varies for each person depending on a number of factors. You may be owed hundreds or thousands of pounds, with some mortgage PPI policies worth as much as £40,000.

It doesn’t matter if you have reclaimed PPI on other products (such as loans and credit cards) before, because each claim is separate. If you think you have been mis-sold PPI on your mortgage, then fill out a claim form on our website.

Mortgage Providers Facing PPI Queries

The following is a list of mortgage providers who are known to have sold PPI. Please note this is not an exhaustive list.

Abbey National Mortgage PPI Claim

Accord Mortgages PPI Claim

Ahli United Bank Mortgage PPI Claim

Al Rayan Bank Mortgage PPI Claim

Alliance & Leicester Mortgage PPI Claim

Bank of China (UK) Mortgage PPI Claim

Bank of Ireland Mortgage PPI Claim

Bank of Scotland Mortgage PPI Claim

Barclays Bank Mortgage PPI Claim

Barnsley Building Society Mortgage PPI Claim

Bath Building Society Mortgage PPI Claim

Beverley Building Society Mortgage PPI Claim

Black Horse Mortgage PPI Claim

Britannia Mortgage PPI Claim

Buckinghamshire Building Society Mortgage PPI Claim

Buildstore Mortgage PPI Claim

Cambridge Building Society Mortgage PPI Claim

Central Trust Mortgage PPI Claim

Chelsea Building Society Mortgage PPI Claim

Cheltenham & Gloucester Mortgage PPI Claim

Chorley Building Society Mortgage PPI Claim

Coutts & Co Mortgage PPI Claim

Coventry Building Society Mortgage PPI Claim

Cumberland Building Society Mortgage PPI Claim

Danske Bank Mortgage PPI Claim

Darlington Building Society Mortgage PPI Claim

First Direct Mortgage PPI Claim

Halifax Mortgage PPI Claim

HSBC Mortgage PPI Claim

Lloyds Bank Mortgage PPI Claim

Lloyds TSB Mortgage PPI Claim

M&S Bank Mortgage PPI Claim

Nationwide Mortgage PPI Claim

NatWest Mortgage PPI Claim

Royal Bank of Scotland Mortgage PPI Claim

Santander Mortgage PPI Claim

TSB Bank Mortgage PPI Claim

Ulster Bank Mortgage PPI Claim

Yorkshire Bank Mortgage PPI Claim

Yorkshire Building Society Mortgage PPI Claim

Missold PPI News

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PPI Claims for Deceased Persons

Deceased Persons

If a PPI policyholder is deceased, any money owed to them becomes part of their estate, so whoever inherits the estate is entitled to make a PPI reclaim. This can be done by an executor or the person appointed to carry out their wishes after death. We automatically assume that reclaiming mis-sold Payment Protection Insurance (PPI) for deceased parents and grandparents may not be possible due to the passage of time.

However, the truth of the matter is it is quite straight forward to make a successful claim for mis-sold PPI for someone who is deceased.

To reclaim mis-sold PPI start with a FREE PPI check** with us today.

CONTACT • CHECK • RECLAIM PPI

Rejected PPI Complaints

If you had a previous complaint about mis-selling of PPI rejected, you can still complain about commission earned by a bank or other provider.

Rejected PPI claims can be now be re-opened on a New Legal Ruling

Don't Give Up On What You Could Be Owed Claim Against Undisclosed Commission Rates We Can Re-Open Your Claim‎

Claim back any undisclosed commissions over 50% plus interest

Armed Forces Personnel & PPI

Armed Forces PPI

Armed forces personnel have cover for sickness, accident & unemployment built into their salaries. This protection means that if a member of the armed forces was unable to work due to one of these reasons, they would still be able to meet any mortgage, loan or credit card repayments they had. So any PPI insurance policies would NOT have been appropriate. To find out if you can reclaim for mis-sold PPI, start a FREE PPI check** with us today.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector Workers PPI Claim

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

Business PPI Check and Claims

Business PPI Claims - Mis-sold Payment Protection Insurance

Business PPI - Like most consumer PPI policies, business PPI also know as commercial PPI was sold alongside secured and unsecured loans, overdrafts, credit cards and mortgages. Business Loan Repayment Insurance is a type of insurance policy sold alongside commercial loans, including Fixed Rate Loans, Variable Rate Loans and Treasury Loans. If you had a commercial or business loan between 1988 and 2014 you may be eligible for a PPI refund. Start a Free Business PPI Check and find out if you have mis-sold PPI to reclaim.