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EXPIRED 29th Aug 2019

Citizens Advice Bureau

The Citizens Advice Bureau (CAB) provides advice that is free, confidential and independent to help people overcome their problems. They are a voice on issues that matter to people and have strong roots in local communities.
If they identify an area where consumers are being treated unfairly by big corporations, the Citizens Advice will launch awareness campaigns to help as many affected people as possible. On rare occasions, if the situation requires it, action is taken by the Citizens Advice to encourage action to change what is affecting many people.

CAB and Mis-sold PPI

Once such action led to something being done about the PPI mis-selling scandal.
In 2004 Vince Cable, then Lib Dem Treasury spokesman, demanded an investigation into ‘inflated premiums and anti-competitive behaviour.’ A year later the Citizens Advice Bureau intensified the pressure for an investigation by releasing their own findings on PPI and how PPI had been sold after completing a survey of CAB clients.
The CAB survey of client debt started in 2001 and found 85 per cent had been unsuccessful in claiming on a PPI policy. Comparatively industry figures show that 85 per cent of claims were successful. This suggests that PPI is a problem for those who face financial and social exclusion as they are vulnerable borrowers who face financial difficulties.

There were four key areas highlighted:

  • Expensive prices – with premiums often adding 20% to the cost of a loan, and in the worst cases over 50%.
  • Ineffective policy structure – designed to exclude people from cover or limiting the chances of a pay-out to someone who was genuinely ill.
  • Mis-sold policies to consumers – these were often ineffective and without the customers knowledge / consent. They were sold as mandatory instead of optional, or sold to people such as the self-employed who would never be able to claim.
  • Inefficient PPI complaint handling procedures – claimants facing delays or complicated claims procedures, leading to further indebtedness and court action. Some borrowers couldn’t successfully claim on their PPI policy due to requirements for medical evidence that were unreasonable. Some CAB clients couldn’t afford getting medical evidence, so this was a barrier to claiming.

Source: Source:theguardian.com


PPI Deadline



The PPI deadline has now passed and we are no longer accepting any new PPI claims.

Please be assured, if you have already enquired about a PPI Claim with Money Management Team Limited we are processing your enquiry and will update you as your claim progresses. If you need an update in the meantime, please contact us.

You can pursue your own claim direct to the firm to obtain a refund. You can do this for yourself at no cost and then use the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) which are both FREE.

£Millions Remain Unclaimed!

Important Information

Please Note: Your PPI Claim starts with a Free PPI Check service. Our PPI Claim fee of 20% + VAT (so 24% of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny.

You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.


PPIClaims.com is a trading style of Money Management Team Ltd. Money Management Team is a member of the Professional Financial Claims Association (PFCA).
We comply with the PFCA Code of Practice


Deceased Persons

If a PPI policyholder is deceased, any money owed to them becomes part of their estate, so whoever inherits the estate is entitled to make a PPI reclaim. This can be done by an executor or the person appointed to carry out their wishes after death. We automatically assume that reclaiming mis-sold Payment Protection Insurance (PPI) for deceased parents and grandparents may not be possible due to the passage of time.

However, the truth of the matter is it is quite straight forward to make a successful claim for mis-sold PPI for someone who is deceased.

The PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

Armed Forces Personnel & PPI

Armed Forces PPI

Armed forces personnel have cover for sickness, accident & unemployment built into their salaries. This protection means that if a member of the armed forces was unable to work due to one of these reasons, they would still be able to meet any mortgage, loan or credit card repayments they had. So any PPI insurance policies would NOT have been appropriate.

As the PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI.

As the PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

Public Sector Workers PPI Claim

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

The PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

Business PPI Check and Claims

Business PPI Claims - Mis-sold Payment Protection Insurance

Business PPI - Like most consumer PPI policies, business PPI also know as commercial PPI was sold alongside secured and unsecured loans, overdrafts, credit cards and mortgages. Business Loan Repayment Insurance is a type of insurance policy sold alongside commercial loans, including Fixed Rate Loans, Variable Rate Loans and Treasury Loans. If you had a commercial or business loan between 1988 and 2014 you may be eligible for a PPI refund.

The PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.