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START A FREE PPI CHECK**

PPI CLAIMS DEADLINE
29th Aug 2019

Financial Conduct Authority (FCA)

The Financial Conduct Authority (FCA) has been responsible for the regulation of the UK’s financial services industry since taking over certain powers from the Financial Services Authority (FSA) in April 2013.

The FCA works to ensure that regulated financial firms are obeying the rules, and maintaining high standards of operation, by supervising their conduct.

If regulated firms behave in a manner which risks the financial stability of the market, or they do not treat customers fairly, then the FCA can intervene.

In order to achieve its aims, the FCA regularly assesses the conduct of small firms, and continuously assesses the conduct of large firms. It also monitors financial products to ensure that firms are ‘playing fairly’, and not acting in a way so as to compromise consumer interests.

The FCA must also respond quickly to anything that threatens the integrity of the industry, and make sure that firms compensate consumers whenever necessary.

Additionally, the FCA acts as a ‘consumer champion’. It does this by ensuring regulated firms offer the most appropriate product to consumers based on their needs, to try and make sure that consumers receive a fair deal.


Get FREE PPI Check** Before the PPI Deadline – 29th Aug 2019

If you have been sold PPI without wanting, needing or being informed of it, then you may be entitled to reclaim the money you’ve paid. To find out what PPI you could reclaim, start your FREE* No Obligation PPI Check by completing the form below.


WHAT HAPPENS NEXT?

1. We call you to start your PPI Check & Complete Forms

For us to proceed with your FREE PPI Check**, we will need to speak with you to confirm some details, including your FULL NAME, DATE OF BIRTH, and ADDRESS DETAILS (CURRENT AND PREVIOUS). We will also discuss which lenders we can investigate for you.

Once we have set up your PPI Check, we will post forms out for you to read, sign and return to us. You can call us on 0333 443 9158 if you notice any details need changing.

2. You Sign, Date Documents & FREEPOST Back to Us

Sign and date the forms and return to us in the free post envelope provided – no stamp required!

3. Your PPI Check(s) are Registered with Lender(s)

We register your PPI check with your lender.

On average, a response will be issued within 6 weeks from your PPI information check being sent to your lender, although timeframes vary dependent upon the lender.

4. The Lender(s) Locate & Verify Account Information

If your lender cannot locate you or requires verification in order to release details, we will be in contact to obtain some further details of you in order for us to return them to complete the check.

5. Account(s) & PPI Status Confirmed by Lender(s)

Once you have been located/verified, your lender will return to us with confirmation of all accounts you have held with them for as far back as their records go. They will also confirm the PPI status of each account.

6. PPI Check Outcome(s) & Options Are Discussed With You

  • If you have not paid PPI, we will contact you to advise you of the same.
  • If your lender is unable to confirm whether PPI is on a particular account – we will contact you to advise you of your options moving forward on the possibility of presenting your claim for your refund.
  • If PPI is located on your account – we will again contact you to advise you of your options moving forward on presenting your claim for a refund.

  • A Special Note For Multiple PPI Checks

    If you have multiple checks with us for multiple lenders, the time-frames of responses from lenders may vary, however we will always ensure that we advise you of which lender correspondence refers to and be available for support and guidance throughout this process on 0333 443 9158, should you so require.


    FINANCIAL CONDUCT AUTHORITY (FCA) IN THE NEWS

    Customer Service Rating

    PFCA MEMBER

    PPIClaims.com is a trading style of Money Management Team Ltd. Money Management Team is a member of the Professional Financial Claims Association (PFCA).
    We comply with the PFCA Code of Practice

    PPI Claims for Deceased Persons

    Deceased Persons

    If a PPI policyholder is deceased, any money owed to them becomes part of their estate, so whoever inherits the estate is entitled to make a PPI reclaim. This can be done by an executor or the person appointed to carry out their wishes after death. We automatically assume that reclaiming mis-sold Payment Protection Insurance (PPI) for deceased parents and grandparents may not be possible due to the passage of time.

    However, the truth of the matter is it is quite straight forward to make a successful claim for mis-sold PPI for someone who is deceased.

    To reclaim mis-sold PPI start with a FREE PPI check** with us today.

    CONTACT • CHECK • RECLAIM PPI

    Was your PPI claim rejected?

    A new FCA rule now says that if the cost of your PPI was made up of more than 50% commission and you weren’t told this, you should get the difference back plus interest.

    Beat the FCA PPI Deadline Billions Remain Unclaimed! No Upfront Fees ‎

    RESTART YOUR PPI CLAIM

    Armed Forces Personnel & PPI

    Armed Forces PPI

    Armed forces personnel have cover for sickness, accident & unemployment built into their salaries. This protection means that if a member of the armed forces was unable to work due to one of these reasons, they would still be able to meet any mortgage, loan or credit card repayments they had. So any PPI insurance policies would NOT have been appropriate. To find out if you can reclaim for mis-sold PPI, start a FREE PPI check** with us today.

    UK Expats & Non-British Nationals

    Expat PPI Claim

    Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

    Public Sector Workers PPI Claim

    Public Sector PPI

    For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

    If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

    Business PPI Check and Claims

    Business PPI Claims - Mis-sold Payment Protection Insurance

    Business PPI - Like most consumer PPI policies, business PPI also know as commercial PPI was sold alongside secured and unsecured loans, overdrafts, credit cards and mortgages. Business Loan Repayment Insurance is a type of insurance policy sold alongside commercial loans, including Fixed Rate Loans, Variable Rate Loans and Treasury Loans. If you had a commercial or business loan between 1988 and 2014 you may be eligible for a PPI refund. Start a Free Business PPI Check and find out if you have mis-sold PPI to reclaim.