Plevin & Related Court Rulings

After the PPI scandal you can now make a claim against your lender for undisclosed high commission. A number of landmark court rulings have paved the way for this new type of PPI claim, known as Plevin. However, these claims have to be made through the courts.

Under Plevin, if more than half of your PPI cost went towards a commission for the lender (joint lender and broker/adviser) and you weren't made aware of it, you have the right to receive that amount back. The responsibility falls on the lender to reimburse this to you, regardless of whether your payments were made in one lump sum or on a monthly basis.

Below, we highlight the most important cases have been brought before the courts, all of which challenged different aspects of the high commissions charged and which were not disclosed to the buyer. The court rulings for each case have had a major impact on how Plevin-based PPI cases are considered by the courts.

• The first case involved Mrs Plevin. This case was significant as it meant that customers who had had their cases rejected previously could now have them reconsidered purely based on the commission.
• The second case involving Mr & Mrs Doran meant that lenders may face more claims for compensation, and for larger pay-outs, than previously envisaged.
• The third case of Potter v Canada Square brought a degree of clarity to the issue of limitation points in Plevin litigation.

Find out more information on each case and ruling below: