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PPI Deadline : How long do I have to make a PPI Claim?

The PPI Claims Deadline has been set by FCA

After many months of consultation, the Financial Conduct Authority (FCA) has finally imposed a deadline for claiming back mis-sold PPI as the 29th August 2019. The FCA action is to draw a line under what is known as the “biggest mis-selling scandal in UK banking history” which is estimated to end up costing the banks over £44bn as millions of customers have already come forward and claimed mis-sold PPI, with many millions more still left to make a PPI claim. The FCA also announced that it would run a two-year public awareness campaign, starting in August 2017, in an attempt to flush out the remaining complainants.

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The Financial Conduct Authority (FCA) has announced that the deadline for reclaiming mis-sold PPI is 29 August 2019.

If you believe that you have been mis-sold PPI your complaint must be submitted to the relevant bank or lender by this date.

When was the PPI deadline set?

The decision to impose a deadline for reclaiming mis-sold PPI was announced by the FCA on 2 March 2017. They also announced that they would be launching a two-year consumer communications campaign, which began in August 2017, to help consumers decide whether they should make a complaint before the deadline.


Why is there a deadline?

Andrew Bailey, Chief Executive of the FCA said: “Putting in place a deadline and campaign will mean people who were potentially mis-sold PPI will be prompted to take action rather than put it off. We believe that two years is a reasonable time for consumers to decide whether they wish to make a complaint.

“We have carefully considered the feedback we received and we still believe that introducing a deadline for PPI complaints and a communications campaign warning of the deadline will benefit consumers.”

I want to make a PPI claim – what should I do next?

The FCA recommends that “consumers who intend to complain about PPI should do so as soon as possible”.

We offer a Free* PPI Check to start your PPI process to find out what PPI you could reclaim from your lenders.

Click the “Start My PPI Check” tab below or call 0333 443 9158



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PPI Claims for Deceased Persons

Deceased Persons

If a PPI policyholder is deceased, any money owed to them becomes part of their estate, so whoever inherits the estate is entitled to make a PPI reclaim. This can be done by an executor or the person appointed to carry out their wishes after death. We automatically assume that reclaiming mis-sold Payment Protection Insurance (PPI) for deceased parents and grandparents may not be possible due to the passage of time.

However, the truth of the matter is it is quite straight forward to make a successful claim for mis-sold PPI for someone who is deceased.

To reclaim mis-sold PPI start with a FREE PPI check** with us today.


Rejected PPI Complaints

If you had a previous complaint about mis-selling of PPI rejected, you can still complain about commission earned by a bank or other provider.

Rejected PPI claims can be now be re-opened on a New Legal Ruling

Don't Give Up On What You Could Be Owed Claim Against Undisclosed Commission Rates We Can Re-Open Your Claim‎

Claim back any undisclosed commissions over 50% plus interest

Armed Forces Personnel & PPI

Armed Forces PPI

Armed forces personnel have cover for sickness, accident & unemployment built into their salaries. This protection means that if a member of the armed forces was unable to work due to one of these reasons, they would still be able to meet any mortgage, loan or credit card repayments they had. So any PPI insurance policies would NOT have been appropriate. To find out if you can reclaim for mis-sold PPI, start a FREE PPI check** with us today.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector Workers PPI Claim

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

Business PPI Check and Claims

Business PPI Claims - Mis-sold Payment Protection Insurance

Business PPI - Like most consumer PPI policies, business PPI also know as commercial PPI was sold alongside secured and unsecured loans, overdrafts, credit cards and mortgages. Business Loan Repayment Insurance is a type of insurance policy sold alongside commercial loans, including Fixed Rate Loans, Variable Rate Loans and Treasury Loans. If you had a commercial or business loan between 1988 and 2014 you may be eligible for a PPI refund. Start a Free Business PPI Check and find out if you have mis-sold PPI to reclaim.