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START A FREE PPI CHECK**

PPI CLAIMS DEADLINE - 29th Aug 2019


0333 443 2500

PPI Claims for Public Sector Workers


For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

However, if you did not receive any additional protection then this is an example of how your policy could have been mis-sold, and could mean you are entitled to compensation.

Public sector workers often have a contract covering them in the event that they are unable to work. If they have mortgage, loan or credit card repayments to meet, these will generally be covered by the terms of the contract to help them avoid financial problems.

Typically, these contracts provide full pay for six months, then half pay for a further six months. If you had PPI that outlasted the cover provided by the contract, then the PPI may not have been useless.

PPI was often attached to financial products or agreements without the customer knowing, so if this happened to you then you may be able to make a claim.

If you are currently any of the following, or have ever been and had loan, credit card, store card, catalogue account or mortgage then you could have been mis-sold PPI:

  1. NHS worker
  2. Armed services personnel
  3. Police officer
  4. Teacher
  5. Local council or authority employee
  6. Fire and rescue service member
  7. Any other government employee

Could you have been mis-sold PPI through a Business or Commercial loan?

Business Loan Repayment Insurance is a type of insurance policy sold alongside commercial loans, including Fixed Rate Loans, Variable Rate Loans and Treasury Loans.

Let us Check if you have Mis-sold PPI to Reclaim

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PPI Claims for Deceased Persons

Deceased Persons

If a PPI policyholder is deceased, any money owed to them becomes part of their estate, so whoever inherits the estate is entitled to make a PPI reclaim. This can be done by an executor or the person appointed to carry out their wishes after death. We automatically assume that reclaiming mis-sold Payment Protection Insurance (PPI) for deceased parents and grandparents may not be possible due to the passage of time.

However, the truth of the matter is it is quite straight forward to make a successful claim for mis-sold PPI for someone who is deceased.

To reclaim mis-sold PPI start with a FREE PPI check** with us today.

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Was your PPI claim rejected?

A new FCA rule now says that if the cost of your PPI was made up of more than 50% commission and you weren’t told this, you should get the difference back plus interest.

Beat the FCA PPI Deadline Billions Remain Unclaimed! No Upfront Fees ‎

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Armed Forces Personnel & PPI

Armed Forces PPI

Armed forces personnel have cover for sickness, accident & unemployment built into their salaries. This protection means that if a member of the armed forces was unable to work due to one of these reasons, they would still be able to meet any mortgage, loan or credit card repayments they had. So any PPI insurance policies would NOT have been appropriate. To find out if you can reclaim for mis-sold PPI, start a FREE PPI check** with us today.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector Workers PPI Claim

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

Business PPI Check and Claims

Business PPI Claims - Mis-sold Payment Protection Insurance

Business PPI - Like most consumer PPI policies, business PPI also know as commercial PPI was sold alongside secured and unsecured loans, overdrafts, credit cards and mortgages. Business Loan Repayment Insurance is a type of insurance policy sold alongside commercial loans, including Fixed Rate Loans, Variable Rate Loans and Treasury Loans. If you had a commercial or business loan between 1988 and 2014 you may be eligible for a PPI refund. Start a Free Business PPI Check and find out if you have mis-sold PPI to reclaim.