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29th Aug 2019

Can I Make a PPI Claim Under the Plevin Ruling?

Check to see if you were mis-sold originally on other grounds as your claim may be worth much more.

If you were not mis-sold, but had PPI in the past, you could still be due a pay-out. Banks now must consider the Plevin rule so if you had a claim rejected in the past, you may get a pay-out under Plevin.

The rule means that banks must now consider a Plevin pay-out in all mis-selling cases as well as writing to 1.2 million people who have had their claims rejected in the past.

You’re eligible to claim for undisclosed high commission on PPI if:

  • More than 50% of your PPI premium was commission for the lender, and you didn’t know; you may be due the extra commission above that;
  • Your PPI has been active at some point since April 2008;
  • You haven’t already made a successful PPI claim.

Please Note: There is also the possibility of recovering the full amount of commission paid as opposed to the ‘Tipping Point’ commission we can recover for you, via an Application to the Courts if you satisfy the above criteria. However, we are not qualified to give you advice on this aspect. If this is something that you wish to pursue, please seek legal advice from a suitably qualified and experienced SRA Regulated Solicitor.

The average amount of commission charged for PPI on loans was 67%. This is what banks kept as commission from insurers, which was never mentioned to the customer. No wonder millions of people possibly are owed billions more pounds.

Standalone PPI policies from a broker possibly didn’t have as much commission so won’t meet the Plevin criteria, but it’s worth checking.


You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.


Did you have a Loan from Barclays, LLoyds, RBS, Yorkshire Bank, Tesco, HBOS, MBNA or Halifax between 1988 - 2014 ?

We have successfully reclaimed Mis-sold PPI refunds for thousands of people!

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