BritIsh Home Stores (BHS) Store card Plevin PPI COMMISSION ClAIm

About Britsh Home Stores (BHS)

British Home Stores (BHS) was a British department store chain, primarily selling clothing and household items. In its later years, the company began to expand into furniture, electronics, entertainment, convenience groceries and fragrance and beauty products. The company was founded in 1928 by a group of U.S. entrepreneurs, and had a total of 163 stores mainly located in high streets or shopping centres by the time of its closure in 2016,as well as 74 international stores across 18 separate territories.

BHS was bought by Sir Philip Green in 2000 and taken private. The company became part of Green's Arcadia Group in 2009. Following a number of loss-making years, the company was sold to the consortium Retail Acquisitions Ltd led by the serial bankrupt Dominic Chappell, in March 2015 for the nominal price of £1.

In April 2016, the company entered administration following unsuccessful attempts to continue trading.It was eventually wound down, and all stores were closed by late August 2016 following failed attempts to find a buyer. The overseas franchises and digital business were sold during the administration period to Al Mana Group, who closed down the website in June 2018.

The BHS brand was later bought by ASOS and Boohoo. and now operates online selling ceiling lighting.

PPI were often added on store cards and with the average commission charged at 67%, you may also have been charged a high level of commission on your PPI premium(s). If this wasn't disclosed you could be entitled to make a claim for compensation under a ruling known as the 'Plevin' ruling as this constitutes an unfair relationship. However before making any claim for commission, it is important to find out the level of commission you were charged on your PPI policy premium(s).

Had PPI with your BHS Store card?

A recent ruling means simply being sold payment protection insurance (PPI) means you're potentially a victim of a different category of mis-selling. Although the PPI deadline has now passed you can still claim back PPI commission from BHS.

BHS was one of many retailers who operated store cards and If you took out a BHS store card between 1990's and 2010 you could be owed money from them.  BHS store cards were a type of credit card where you can use them to make purchases in store and pay for them later.

BHS Store cards were sold as a convenient line of credit for customers who could not or did not want to pay in full in one transaction. Generally, retail stores made a profit on shoppers who failed to pay off the balance on the card each month, when outstanding balances would attract interest charges of up to 30%.

BHS Shoppers who signed up to a store card may have also had a payment protection insurance (PPI) policy attached to it.

With the Plevin ruling and subsequent landmark court cases that have come to light, thousands of people who initially thought they were not eligible to claim may now be eligible to make a claim. This is why many BHS customers are checking their accounts to find out if they had PPI and whether they could be eligible to make to commission claim under the Plevin ruling.

If your BHS store card had a PPI policy and BHS took a high-level of commission from your store card PPI premiums without disclosing this to you. Then under the Plevin ruling this is deemed to be an unfair relationship and you automatically become eligible to claim back a PPI commission refund.

Our Plevin Claims Process