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FREE STORE CARD PPI CHECK**

PPI CLAIMS DEADLINE - 29th Aug 2019


0333 443 2500

Debenhams Store Card PPI Claim

Debenhams Store Card PPI Claim
Did you have PPI on your Debenhams store card?

YOU COULD BE OWED £1,000s IN PPI COMPENSATION ON YOUR DEBENHAMS STORE CARD ACCOUNT


Debenhams Plc is a British multination retailer, founded in the eighteenth century. There are 178 stores in the UK, Ireland and Denmark.

Debenhams was one of the main culprits of mis-selling PPI on store cards and you could be entitled to compensation if you took out one of these cards.

Debenhams Store Card Accounts

If you took out a Debenhams store card in the 1990s or 2000s you might be owed money.

Shoppers who signed up to a Debenhams store card also had payment protection insurance (PPI) available to them but if the PPI was mis-sold, then compensation may be due.

However, there is a deadline from the Financial Conduct Authority of 29 August 2019.
If you have a mis-selling claim with Debenhams about how PPI was sold to you, it must be received by Debenhams on or by 29 August 2019.

Debenhams Store cards were sold as a convenient line of credit for customers who could not or did not want to pay in full in one transaction.

Generally, many retailers made a profit on shoppers who failed to pay off the balance on the card each month, when outstanding balances would attract interest charges of up to 30%.

Strict regulations were introduced in 2011 to prevent shoppers falling into debt and the government banned commission and upfront discounts being associated with store cards.

Grounds on Which PPI May Have Been Mis-Sold By Debenhams

You were not made aware by Debenhams that you were being sold PPI on your store card account.

  • You were told by Debenhams that having the PPI policy was a compulsory requirement.
  • Debenhams did not check if you had any exclusions that would make it impossible to make a claim on the PPI policy?
  • You were led to believe by Debenhams that you needed to buy PPI from them to be accepted for the store card account.
  • Debenhams didn’t check to see if you already had this type of insurance cover through your employer or another policy.
  • You believe Debenhams sold you the wrong insurance product.
  • Debenhams did not check your employment status to ensure you were not self-employed, unemployed or retired as PPI does not cover these.
  • Debenhams didn’t check if you had any pre-existing medical conditions before selling you the PPI cover as these can fall under exclusion clauses.
  • Debenhams has already been fined and/or is facing mis-sold PPI queries.
  • Debenhams did not disclose if commission on PPI policy was being paid to an intermediary or how much it was.

What Do I Do To Start My PPI store card claim with Debenhams?

Start by finding your paperwork with evidence of mis-sold PPI. You will need this to make a claim. If you no longer have the paperwork, don’t worry, at PPIClaims.com we can find out if you bought PPI on any previous products or accounts.

If you notice that your account had PPI attached to it, think back to when it was sold to you. Can you remember:

  • when or why you agreed to it?
  • if you were informed that it would be added?

If you can’t remember please don’t worry, we can check if you had PPI with Debenhams for free.

How Do I Start my Debenhams PPI Claim With PPIClaims.com?

We’d like to discuss the details of your case with you, so your complaint can be lodged with Debenhams on your behalf as quickly as possible.

  • Start your Free PPI check process by using our online form. Completing the required information will help to establish if you have held a policy with Debenhams; or
  • Call our dedicated number for PPI claims on 0333 443 2500; or
  • Complete our online claim form to start your claim.

What If my PPI Claim Has Already Been Rejected by Debenhams?

If you have raised a previous PPI complaint with Debenhams which was not upheld, you are now be entitled to raise a further complaint relating only to the commission charged under the Plevin ruling on your PPI policy, please complete our online PPI High Commission refund form.

Store card providers from the 1990s who are facing Mis-sold PPI queries:

Asda Store Card PPI Claim

BHS Store Card PPI Claim

B&Q Store Card PPI Claim

Burton Store Card PPI Claim

Dorothy Perkins Store Card PPI Claim

Evans Store Card PPI Claim

Fenwick Store Card PPI Claim

Halfords Store Card PPI Claim

House of Fraser Store Card PPI Claim

Laura Ashley Store Card PPI Claim

Miss Selfridge Store Card PPI Claim

Mothercare Store Card PPI Claim

Next Store Card PPI Claim

Outfit Store Card PPI Claim

River Island Store Card PPI Claim

Topman Store Card PPI Claim

Topshop Store Card PPI Claim

Toys R Us Store Card PPI Claim

Wallis Store Card PPI Claim


Did you have any Store Cards between 1988 - 2014 ?

With Topman, Wallis, BHS, Debenhams, DFS, Next, Ernest Jones, Kwik Fit, Monsoon, Mothercare, River Island, House of Fraser, Fenwicks, QVC, Newday Ltd, Toy R Us, B and Q and Many Others

You may been sold PPI without your Knowledge
Find out if you PPI to Reclaim

Get a FREE PPI Check** Start your Claim with a PPI Check Multiple Storecards Checked PPI Claims Deadline 29th Aug 2019 GET A FREE PPI CHECK** TODAY

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector & Healthcare Workers

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

CONTACT • CHECK • RECLAIM PPI

New PPI Claim Rule

You can now complain about commission earned by a provider

You can now make a new type of complaint about the commission a provider earned from the sale of PPI, even if you had a previous complaint about mis-selling PPI was rejected.

Rejected PPI claims can be now be re-opened on a New Legal Ruling

Don't Give Up On What You Could Be Owed Claim Against Undisclosed Commission Rates We Can Re-Open Your Claim‎

Claim back any undisclosed commissions over 50% plus interest