Unfortunately the digital process will not work with Javascript disabled. You can find out more on how to enable javascript by clicking here.

PPI CLAIMS DEADLINE
29th Aug 2019

Evans Store Card PPI Claim

Evans Store Card PPI Claim
Did you have PPI on your Evans store card?

YOU COULD BE OWED £1,000s IN PPI COMPENSATION ON YOUR EVANS STORE CARD ACCOUNT


Evans is a women’s fashion retailer based in the UK and Ireland. They have over 300 stores across the UK.

Evans was one of the main operators of store cards and you could be entitled to compensation if you took out one of these cards which had PPI attached to it.

Evans Store Card Accounts

If you took out a Evans store card in the 1990s or 2000s you might be owed money.

Shoppers who signed up to a Evans store card also had payment protection insurance (PPI) available to them but if the PPI was mis-sold, then compensation may be due.

However, there is a deadline from the Financial Conduct Authority of 29 August 2019.
If you have a mis-selling claim with Evans about how PPI was sold to you, it must be received by Evans on or by 29 August 2019.

Evans Store cards were sold as a convenient line of credit for customers who could not or did not want to pay in full in one transaction.

Generally, many retailers made a profit on shoppers who failed to pay off the balance on the card each month, when outstanding balances would attract interest charges of up to 30%.

Strict regulations were introduced in 2011 to prevent shoppers falling into debt and the government banned commission and upfront discounts being associated with store cards.

Grounds on Which PPI May Have Been Mis-Sold By Evans

You were not made aware by Evans that you were being sold PPI on your store card account.

  • You were told by Evans that having the PPI policy was a compulsory requirement.
  • Evans did not check if you had any exclusions that would make it impossible to make a claim on the PPI policy?
  • You were led to believe by Evans that you needed to buy PPI from them to be accepted for the store card account.
  • Evans didn’t check to see if you already had this type of insurance cover through your employer or another policy.
  • You believe Evans sold you the wrong insurance product.
  • Evans did not check your employment status to ensure you were not self-employed, unemployed or retired as PPI does not cover these.
  • Evans didn’t check if you had any pre-existing medical conditions before selling you the PPI cover as these can fall under exclusion clauses.
  • Evans has already been fined and/or is facing mis-sold PPI queries.
  • Evans did not disclose if commission on PPI policy was being paid to an intermediary or how much it was.

What Do I Do To Start My PPI store card claim with Evans?

Start by finding your paperwork with evidence of mis-sold PPI. You will need this to make a claim.

If you notice that your account had PPI attached to it, think back to when it was sold to you. Can you remember:

  • when or why you agreed to it?
  • if you were informed that it would be added?

If you can’t remember please don’t worry as this can be done during the PPI check with Evans.

How Do I Start my Evans PPI Claim With PPIClaims.com?

Please Note: The PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

PPI DEADLINE FAQ’s

Is There Any Leeway In Deadline Timing?

No – the deadline is absolute. If the claim is not properly logged with the lender before midnight on August 29th it will be officially time-barred.

I already have a case(s) going through with you, what will happen to them?

The deadline is for new claims only. All existing claims will be investigated and decided normally.

I have had a case with FOS through you for ages – what will happen to it now?

All FOS investigations of current claims will be unaffected by the deadline. It is for new claims only.

Will the deadline cause any delays in my case?

No – existing cases will be processed as normal with a final decision expected within 8 to 16 weeks of acknowledgement of the claim by your lender.

What if the bank wants more information?

A request for further information from the bank means that it has been accepted and is under investigation. The usual timescale of 8 to 16 weeks for a decision will still apply.

Why is there a deadline?

The deadline was set in place by the Financial Conduct Authority (FCA), which is the UK’s financial regulator. It’s chief executive, Andrew Bailey, said at the time: “Putting in place a deadline and campaign will mean people who were potentially mis-sold PPI will be prompted to take action rather than put it off. We believe that two years is a reasonable time for consumers to decide whether they wish to make a complaint.”

“We have carefully considered the feedback we received and we still believe that introducing a deadline for PPI complaints and a communications campaign warning of the deadline will benefit consumers.”

What happens after the deadline?

The deadline is for new claims only. If your claim has already been lodged with your lender then it will be fully investigated.

What happens if my case is rejected by the lender?

If your claim is rejected then it will be passed to our specialist team who will evaluate the terms of the rejection to see whether an appeal to the Financial Ombudsman Service (FOS) might be possible and advise you of their findings.

Plevin Ruling – Making a High Commission PPI Claim with Evans?

If you have raised a previous PPI complaint with Evans which was not upheld, you are now be entitled to raise a further complaint relating only to the commission charged under the Plevin ruling on your PPI policy. Learn more about PPI High Commission claims.

Store card providers from the 1990s who are facing Mis-sold PPI queries:

Asda Store Card PPI Claim

BHS Store Card PPI Claim

B&Q Store Card PPI Claim

Burton Store Card PPI Claim

Debenhams Store Card PPI Claim

Dorothy Perkins Store Card PPI Claim

Fenwick Store Card PPI Claim

Halfords Store Card PPI Claim

House of Fraser Store Card PPI Claim

Laura Ashley Store Card PPI Claim

Miss Selfridge Store Card PPI Claim

Mothercare Store Card PPI Claim

Next Store Card PPI Claim

Outfit Store Card PPI Claim

River Island Store Card PPI Claim

Topman Store Card PPI Claim

Topshop Store Card PPI Claim

Toys R Us Store Card PPI Claim

Wallis Store Card PPI Claim


IMPORTANT NOTICE!

WE ARE NO LONGER ACCEPTING NEW PPI CLAIMS!

The PPI deadline has now passed and we are no longer accepting any new PPI claims.

Please be assured, if you have already enquired about a PPI Claim with Money Management Team Limited we are processing your enquiry and will update you as your claim progresses. If you need an update in the meantime, please contact us.

You can pursue your own claim direct to the firm to obtain a refund. You can do this for yourself at no cost and then use the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) which are both FREE.

£Millions Remain Unclaimed!

Important Information


Your PPI Claim starts with a Free PPI Check service.
Our PPI Claim fee of 20% + VAT (so 24% of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny.

You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector & Healthcare Workers

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

Our Fees

Your PPI Claim starts with a Free PPI Check service. Our PPI Claim fee of 20% + VAT (so 24%° of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny