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PPI CLAIMS DEADLINE
29th Aug 2019

Fenwick Store Card PPI

Did You Have PPI attached to Your Store Card?

Fenwick is an independent chain of department stores in the UK and has 10 branches across the country.

During the 1990s and 2000s like many other high street retailers, Fenwick was one of the main shops that ran store cards during this period. 1.

Fenwick Store Card Accounts

Fenwick Store cards were sold as a convenient line of credit for customers who could not or did not want to pay in full in one transaction.

Generally, many retailers made a profit on shoppers who failed to pay off the balance on the card each month, when outstanding balances would attract interest charges of up to 30%.

Strict regulations were introduced in 2011 to prevent shoppers from falling into debt and the government banned commission and upfront discounts being associated with store cards.

Shoppers who signed up to a store card may also have had payment protection insurance (PPI) made available to them but if the PPI was mis-sold, then compensation may be due.

Did Fenwick Offer PPI on their Store Cards?

No. Fenwick was one of few retailers who have NEVER offered any PPI.

However, If you took out a store card in the 1990s or 2000s with another retailer you might be owed money on the following grounds.

Grounds on Which PPI May Have Been Mis-Sold on store cards

  • You were told by that having the PPI policy was a compulsory requirement.
  • The store card provider did not check if you had any exclusions that would make it impossible to make a claim on the PPI policy?
  • You were led to believe that you needed to buy PPI from them to be accepted for the store card account.
  • The store card provider didn’t check to see if you already had this type of insurance cover through your employer or another policy.
  • You believe you were sold you the wrong insurance product by the store card provider
  • The store card provider did not check your employment status to ensure you were not self-employed, unemployed or retired as PPI does not cover these.
  • The store card provider didn’t check if you had any pre-existing medical conditions before selling you the PPI cover as these can fall under exclusion clauses.
  • The store card provider has already been fined and/or is facing mis-sold PPI queries.
  • The store card provider did not disclose if commission on PPI policy was being paid to an intermediary or how much it was.

What Do I need to Start my store card PPI claim?

If you believe you were sold PPI you can start by finding your paperwork with evidence of any mis-sold PPI. You will need this to make a claim. If you no longer have the paperwork, don’t worry, PPIClaims.com can still help find out if you bought PPI on your store card.

If you notice that your account had PPI attached to it, think back to when it was sold to you.

Can you remember:

  • when or why you agreed to it?
  • if you were informed that it would be added?

If you can’t remember please don’t worry, we can check if you had PPI for free.

How Do I Start my PPI Claim?

We’d like to discuss the details of your case with you, so your complaint can be lodged with the store card provider on your behalf as quickly as possible.

  • Start your Free PPI check process by using our online form. Completing the required information will help to establish if you have held a policy on your store card;

What If my PPI Claim Has Already Been Rejected?

If you have raised a previous PPI complaint with your store card provider which was not upheld, you are now be entitled to raise a further complaint relating only to the commission charged under the Plevin ruling on your PPI policy, please complete our online PPI High Commission refund form.

Other Store card providers from the 1990s & 2000s facing Mis-sold PPI queries:

Asda Store Card PPI Claim

BHS Store Card PPI Claim

B&Q Store Card PPI Claim

Burton Store Card PPI Claim

Debenhams Store Card PPI Claim

Dorothy Perkins Store Card PPI Claim

Evans Store Card PPI Claim

Halfords Store Card PPI Claim

House of Fraser Store Card PPI Claim

Laura Ashley Store Card PPI Claim

Miss Selfridge Store Card PPI Claim

Mothercare Store Card PPI Claim

Next Store Card PPI Claim

Outfit Store Card PPI Claim

River Island Store Card PPI Claim

Topman Store Card PPI Claim

Topshop Store Card PPI Claim

Toys R Us Store Card PPI Claim

Wallis Store Card PPI Claim


IMPORTANT NOTICE!

WE ARE NO LONGER ACCEPTING NEW PPI CLAIMS!

Due to the proximity of the PPI deadline, we are no longer accepting any new PPI claims to allow us to process existing PPI Claim enquiries

Please be assured, if you have already enquired about a PPI Claim with Money Management Team Limited we are processing your enquiry and will update you as your claim progresses. If you need an update in the meantime, please contact us.

You can pursue your own claim direct to the firm to obtain a refund. You can do this for yourself at no cost and then use the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) which are both FREE.

Dont Miss the 29th Aug 2019 PPI Deadline!

£Millions Remain Unclaimed!

Important Information


Your PPI Claim starts with a Free PPI Check service.
Our PPI Claim fee of 20% + VAT (so 24% of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny.

You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI. You could be eligible to claim for mis-sold PPI!

Public Sector & Healthcare Workers

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

Our Fees

Your PPI Claim starts with a Free PPI Check service. Our PPI Claim fee of 20% + VAT (so 24%° of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny