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EXPIRED 29th Aug 2019

Using a Claims Handler for your PPI Claim

What claims management companies or Claims Handlers do?

They take up complaints against financial services companies on behalf of people like you.
They deal with many types of complaints about financial services but are particularly interested in PPI complaints at the moment.

They might contact you by letter, telephone or text, offer to make a complaint on your behalf and promise to get you a large compensation payment

How to know who to trust with your claim

When making a claim, those who have been mis-sold PPI will be looking to find the best possible company to handle their claim. There are hundreds of companies available, however some are far more reputable than others.
There are a number of things that must be evaluated before choosing a company to handle your claim and remember to be wary of scams.

Below is basic guide to show you what to you should look for in a CMC and how to go about it.

Things to look for in a claims company

Authorised companies will have been allocated a Claims Regulation Number by the Ministry of Justice, which should be found on their website with their company registration number. PPI claims are regulated by the Claims Management Regular, an organisation set up to “protect and promote the interests of consumers and the public.”

If you want more information on a claims company there are a few things you can do to find what you need to know. One option is to contact the Ministry of Justice who will be able to give you information on the reputation of the company that you’re researching.

You can also search online for information, as there are a number of forums devoted to informing consumers. An online search can reveal personal testimonies and give you a better idea of what to expect from a company.

Most reputable claims handlers don’t charge a fee upfront; they work on a No Win, No Fee basis which means they only get a fee if they win the case.

In addition to checking that the firm is regulated, Another good indicator of a company’s ability and reliability is to ask about their success rate and how many cases they have been successful on, and how well their customers rate their service.

What should I be aware of before choosing a company?

Before choosing a company to handle your claim, you should ensure that the company is authorised by the Ministry of Justice. You can check whether a company is authorised at www.claimsregulation.gov.uk/search.aspx.

Are there any claims companies that I should avoid?

A number of companies have been suspended and had their licences cancelled, which is a sure sign that they should be avoided. You can find the full list on the FCA’s website. To check claims companies registration on FCA register click here.

Plevin Ruling

A new ruling, called ‘Plevin’, came into effect on 29 August 2017 and deals with high levels of PPI commission charged.

In this instance commission is a reward paid to a bank or other provider by an insurer for the sale of PPI. If you had PPI, the money for this commission would come out of the payments you made for the policy.

This means you can make a fresh claim under new Plevin ruling even if your initial claim was rejected.

PPI Deadline



The PPI deadline has now passed and we are no longer accepting any new PPI claims.

Please be assured, if you have already enquired about a PPI Claim with Money Management Team Limited we are processing your enquiry and will update you as your claim progresses. If you need an update in the meantime, please contact us.

You can pursue your own claim direct to the firm to obtain a refund. You can do this for yourself at no cost and then use the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) which are both FREE.

£Millions Remain Unclaimed!

Important Information

Please Note: Your PPI Claim starts with a Free PPI Check service. Our PPI Claim fee of 20% + VAT (so 24% of the total redress offered by your lender) is payable if your claim is successful. That means if we don’t recover you anything, you don’t pay us a penny.

You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.


PPIClaims.com is a trading style of Money Management Team Ltd. Money Management Team is a member of the Professional Financial Claims Association (PFCA).
We comply with the PFCA Code of Practice


Deceased Persons

If a PPI policyholder is deceased, any money owed to them becomes part of their estate, so whoever inherits the estate is entitled to make a PPI reclaim. This can be done by an executor or the person appointed to carry out their wishes after death. We automatically assume that reclaiming mis-sold Payment Protection Insurance (PPI) for deceased parents and grandparents may not be possible due to the passage of time.

However, the truth of the matter is it is quite straight forward to make a successful claim for mis-sold PPI for someone who is deceased.

The PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

Armed Forces Personnel & PPI

Armed Forces PPI

Armed forces personnel have cover for sickness, accident & unemployment built into their salaries. This protection means that if a member of the armed forces was unable to work due to one of these reasons, they would still be able to meet any mortgage, loan or credit card repayments they had. So any PPI insurance policies would NOT have been appropriate.

As the PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

UK Expats & Non-British Nationals

Expat PPI Claim

Did you have a loan, credit card or mortgage in the UK between 1988 and 2014? As a British Expat or Non-UK National who has lived in the UK for a long period, it is likely that finances were arranged while you were a resident in Britain. This may include loans, mortgages or credit cards and, even though you are no longer living in the country you can still claim mis-sold PPI.

As the PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.

Public Sector Workers PPI Claim

Public Sector PPI

For many public sector workers, the Payment Protection Insurance (PPI) they were sold was useless. However, for some of these workers it would not have been useless, depending on the policy type and cover it provided them with.

If you had PPI and it provided you with extra cover that hadn’t been included in your employment contract, then it may have been useful for you.

The PPI deadline (29th August 2019) set by the FCA has now passed and we are no longer accepting any new PPI claims.